Which statement about group health insurance is accurate?

Group health insurance is designed to provide coverage to a collective group of individuals, often through an employer or an association. One of the hallmark features of group health insurance is that it typically includes provisions for dependents, allowing family members of the insured to also receive coverage under the group policy. This aspect makes group plans particularly appealing, as they can provide broader health coverage for both employees and their families at a potentially lower cost than individual plans.

In contrast, group health insurance policies are not issued solely to individuals, as they are meant for groups. The cost of group insurance may often be lower than that of individual insurance due to the risk being spread over a larger population, which contradicts the notion that it is typically more expensive. Additionally, while group plans can have a minimum participation requirement, there are usually guidelines governing the size and composition of groups, meaning there can be limits on enrollment size based on the insurer's conditions. Thus, extending coverage to dependents properly highlights one of the key advantages of group health insurance.